Settled through the official Economy API · Discord sign-in, no passwords · Immutable audit log
A whole bank, not a feature
Every service a real commercial bank offers, built for a player-run economy — no separate logins, no separate apps.
Checking & high-yield savings
Everyday checking plus a high-yield savings tier with real interest — alongside business and fixed-deposit accounts, all backed one-to-one by real balance.
Prism Pay
Instant peer-to-peer transfers by username or account tag — no wallet strings to copy and paste.
Cards
Four tiers of virtual and physical cards with real cashback, spend controls, and instant issuance.
Lending
Personal loans, business loans, and commercial mortgages with transparent rates and repayment schedules.
Merchant gateway
Accept payments in-game with automatic settlement, fee reporting, and a dashboard for every sale.
Escrow
Multi-party escrow for bigger deals — Prism holds the payment safely until both sides confirm.
Money moves the instant you do
- No waiting on confirmations — funds land the moment you hit send.
- Send by username or account tag, no copy-pasted wallet strings.
- Every transfer logged to an immutable ledger you can audit anytime.
Four tiers. Real cashback.
From Quartz to Spectrum, every tier earns cashback on every swipe — funded by the same fees that keep the bank running.
Payroll
Weekly, biweekly, monthly
Invoicing
Hosted pay page
Team seats
Scoped access & limits
Storefront
A merchant page per firm
Your money, provably safe
Real backing
Every balance is backed one-to-one by real cash held in the bank's own treasury — checked continuously, not just on paper.
Guarded ledger
Every balance change is a ledger entry, not a row update — corruption gets caught, not silently overwritten.
Fraud defense
Automated velocity checks flag suspicious card activity before it becomes a loss.
No passwords
Sign in with Discord OAuth — nothing to phish, nothing to leak.